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Can I get help paying my medical bills?

In the aftermath of a serious accident, you may likely be faced with huge and unexpected medical bills. Simultaneously, you may be forced to miss work – and therefore, income – while you recover. These and other accident-related expenses can combine to create a dire financial situation. When the accident was not your fault, this stressful situation can be even more frustrating. Fortunately, when you hire a lawyer, you can get help.

You may think that hiring a lawyer is just another expense that you can’t afford after an accident, but this is not true. Any good personal injury attorney, including those at Spiros Law, P.C., will handle your claim on a contingency fee basis. This means that they will cover all the costs of your case up front, and simply take a fraction of your final settlement as payment at the very end.

When you hire a lawyer, they will also take over all communications with collectors, insurance companies, and medical providers. This is helpful in a few ways. First, it takes the stress of these calls off your plate, allowing you to spend your time and energy on your health, rather than your case. Second, it also protects your rights. These groups often use aggressive, even predatory tactics to trick accident victims into making damaging statements or agreeing to unfair terms. A lawyer will ensure that this does not happen to you.

A lawyer may also be able to actually reduce the cost of your medical bills. After the conclusion of your case, we will evaluate the cost of your bills, our fees, and the total settlement amount. In order to give you as much money as possible, we may reduce our own fees, and we may contact the medical providers to negotiate the bills. Many doctors are happy to reduce their fees in order to put more money in your pockets.

Perhaps most importantly, your lawyer will be able to make sure your settlement covers your medical bills. Insurance companies will often try to offer lowball settlements that undervalue your claim. Your settlement should cover all your accident-related expenses, including past and future medical bills, past and future lost income, compensation for pain and suffering, and more. A lawyer with experience handling personal injury claims will know how to estimate the future costs of your injuries to understand what your compensation should look like. If the insurance companies refuse to offer the appropriate amount, your lawyer will be able to negotiate to get you the amount you deserve. Usually, going to court is not necessary in civil cases, but if insurance still refuses to offer you the full amount of money that you deserve, your lawyer can prepare your claim for trial and advocate for you in court. With a lawyer’s help, you are far more likely to get the full amount of money that you deserve.

If you’ve been injured in an accident in Illinois and you are struggling to pay your medical expenses, do not panic. Contact Spiros Law, P.C. today at (815) 929-9292 for help.