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Why Do I Need a Personal Injury Attorney?

Serious injuries may require hiring an experienced attorney. Negotiating a settlement on your own with insurance companies may leave you with less money to pay your medical bills and recover lost income from missing work. Only a qualified personal injury lawyer can obtain the amount of compensation you deserve if you become seriously injured or disabled due to someone else’s negligence.

Even if your personal injury claim is valid, the insurance company may try to offer you less money than you deserve, or refuse to pay at all. If this occurs, you need a skilled personal injury lawyer on your side to fight on your behalf.

Your Injuries are Severe

The settlement amount you receive is based on the medical bills you incur and the length of time it takes for recovery. If these expenses increase, you are more likely to reach the policy limits of the negligent party’s insurance, and they may only be able to pay a portion of what is deserved. Hiring a lawyer will ensure you obtain a fair settlement needed for a full recovery of your injuries.

You Require Long Term Care or Become Permanently Disabled

If your injury requires long-term care or has left you disabled, a knowledgeable personal injury lawyer will be able to figure out how much your injuries are worth, as well as determine how your injuries will impact your future earning capacity. A lawyer with experience in the field will know how to estimate future expenses to ensure you get the full amount of compensation you need.

Several Parties are Involved or the Issue of Liability is Unclear

If you were involved in an accident where several parties are liable, your personal injury case becomes more complicated. When many parties are involved in an accident, issues regarding insurance liability can be difficult to navigate. You could also be a target for insurance claims from the other parties involved in the accident. In Illinois, if you are found to be partially responsible for your injuries, your settlement will be reduced in proportion to your fault. If you are found to be more than 50% at fault for your injuries, you will be barred from collecting any compensation whatsoever. You need an injury lawyer to protect you against cross-claims or counter-claims by the other parties involved.

The Insurance Company Acts in Bad Faith or Refuses to Pay

Some insurance companies will not offer a fair settlement or may decide to not settle at all. You may be stuck paying for your own bills, and face the prospect of financial ruin. If you are unable to receive a decent settlement offer, a lawyer can help. A lawyer can help you find options to negotiate with your creditors or obtain a discount for medical debt, as well as negotiate with the insurance to ensure that you receive a settlement to cover current and future medical expenses for your injuries. If necessary, they can even take the insurance company to court.

If you have suffered an illness or injury due to another party’s negligence, contact Spiros Law, P.C. at (815) 929-9292 today to discuss your legal options.